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just add that 1 credit report Rockford all they could provide me with was notes that they called etc but my file no longer exists Hi Josh, Glad I could help I am having a similar issue. Last year in May I applied for a car loan for my business (sole trader). I went to DnB (as Id moved a few times over the years and anything was possible) but fortunately there was nothing on my file.
2 days later was telephoned by the yard advising there were 2 defaults on my file. I asked how it was possible and they told me that DnB was useless database and no one used them Veda was the one that people checked. I immediately went to Veda and found 2 defaults listed 1 credit report Rockford by Credit Corp Group. I knew nothing of them at all so called this Credit Corp mob. credit report and monitoring They advised me that they were purchased debts from 2 companies in 2004 and 2006. Seeing 6 years had passed on 1 of them I was not obliged to pay it but the default would remain. I had no idea about either of the 2 so disputed the 6 year old 1 credit report Rockford one and settled the recent one. CCG removed the older one from default citing in an Email it 1 credit report Rockford was placed in error. Having paid the other one I wanted to deal with it after my loan went through. I tried again but was told irrespective of it being settled it was still a default and bad luck basically. free 3 credit report
Since then I have been trying to get CCG to prove the debt. Turns out it is a CBA credit card which they have an application for. They have not provided the copies of the ID documents they claimed were used to open the account and there are some inconsistencies on 1 credit report Rockford the application form. After 3 letters, 2 calls and a letter to Veda disputing this the default still remains on my file and no documents I have requested have been presented to me.
They claim CBA have an indefinite time period to present those. My question is, why does CCG not have those ID documents (my birth certificate and 1 credit report Rockford drivers license) seeing they bought the debt. I have no written a 2nd request to Veda for file review and have sent a copy of all documents to date relating to this issue to the Financial Services Ombudsman. free copy of my credit report I will be successful at getting the listing removed and then I will pursue my money back for the settlement I made last year.
Then I guess Ill see what else I can go 1 credit report Rockford for, after all the listing 1 credit report Rockford has caused me to lease instead of loan at a much higher repayment rate.
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